Monday, February 27, 2012

AutoZone’s Battery Tester Program


Rev up your revenue and get up to speed with many of AutoZone’s newest product and service offerings available only to NIADA Members.

In this episode, learn all about AutoZone’s Battery Tester Program, which includes a simple test that boosts profits while also improving customer satisfaction. With this program, dealer members receive earn-back rebates on two popular starting and charging testers. You’ll also learn how to take advantage of AutoZone’s Battery Consignment Program. Enjoy this month’s A2Z video!

Click "Watch Now" to view or visit www.niada.tv

HOW MUCH RETIREMENT INCOME WILL YOU REALLY NEED?

Many people underestimate lifestyle costs, medical expenses and inflation.
Presented by Mark K. Lund, Investor Coach.


What is enough? What is not enough? If you’re considering retiring in the near future, you’ve probably heard or read that you need about 70% of your end salary to live comfortably in retirement. This estimate is frequently repeated, but that doesn’t mean it’s true for everyone; it might not be true for you.
You won’t learn how much retirement income you’ll need by reading this article. You’ll want to meet with a qualified Investor Coach who can help you plan to estimate your lifestyle needs and short-term and long-term expenses.
With that in mind, there are some factors which affect retirement income needs; too often, they go unconsidered.

Thursday, February 23, 2012

IRS Has $1 Billion for People Who Have Not Filed a 2008 Income Tax Return


WASHINGTON — Refunds totaling more than $1 billion may be waiting for one million people who did not file a federal income tax return for 2008, the Internal Revenue Service announced today. However, to collect the money, a return for 2008 must be filed with the IRS no later than Tuesday, April 17, 2012.
The IRS estimates that half of these potential 2008 refunds are $637 or more.
Some people may not have filed because they had too little income to require filing a tax return even though they had taxes withheld from their wages or made quarterly estimated payments. In cases where a return was not filed, the law provides most taxpayers with a three-year window of opportunity for claiming a refund. If no return is filed to claim a refund within three years, the money becomes property of the U.S. Treasury.
For 2008 returns, the window closes on April 17, 2012. The law requires that the return be properly addressed, mailed and postmarked by that date. There is no penalty for filing a late return qualifying for a refund.
The IRS reminds taxpayers seeking a 2008 refund that their checks may be held if they have not filed tax returns for 2009 and 2010. In addition, the refund will be applied to any amounts still owed to the IRS, and may be used to offset unpaid child support or past due federal debts such as student loans.
By failing to file a return, people stand to lose more than refunds of taxes withheld or paid during 2008. Some people, especially those who did not receive an economic stimulus payment in 2008, may qualify for the Recovery Rebate Credit. In addition, many low-and moderate-income workers may not have claimed the Earned Income Tax Credit (EITC). The EITC helps individuals and families whose incomes are below certain thresholds. The thresholds for 2008 were:
  • $38,646 ($41,646 if married filing jointly) for those with two or more qualifying children,
  • $33,995 ($36,995 if married filing jointly) for people with one qualifying child, and
  • $12,880 ($15,880 if married filing jointly) for those with no qualifying children.
For more information, visit the EITC Home Page on IRS.gov.
Current and prior year tax forms and instructions are available on the Forms and Publications page of IRS.gov or by calling toll-free 800-TAX-FORM (800-829-3676). Taxpayers who are missing Forms W-2, 1098, 1099 or 5498 for 2008, 2009 or 2010 should request copies from their employer, bank or other payer. If these efforts are unsuccessful, taxpayers can get a free transcript showing information from these year-end documents by ordering it on IRS.gov, filingForm 4506-T, or by calling 800-908-9946.

Friday, February 17, 2012

Nissan & Dodge Announce Recalls


The two newest recalls revealed by the National Highway Traffic Safety Administration include vehicles from the current model year, one by Nissan and the other by Dodge.
The larger of the two recalls is for the 2012 Nissan Versa. Officials explained the 36,608 effected units failed to comply with the requirements of federal motor vehicle safety standard No. 114 titled, “Theft Protection.”

NHTSA discovered that due to interference between the shifter rod and the shift knob, the vehicles may be shifted out of the park position without depressing the brake pedal.
Read more: Auto Remarketing | Nissan & Dodge Announce Recalls 

Wednesday, February 15, 2012

Auto Affordability Improves; Consumer Confidence on the Rise

DALLAS — With auto affordability improving in the fourth quarter of last year, dealers may see an influx of shoppers on their lots who had held off buying a new vehicle due to rising prices. 

According to Comerica Bank, the purchase and financing of an average-priced new vehicle took 23.1 weeks of median family income in the fourth quarter of 2011. 

This marks the best affordability reading since the third quarter of 2009. 

On average, this drop in prices saved shoppers an average of ...


Read More in SubPrime News now: Click Here

Sunday, February 12, 2012

Workers' Compensation Program from NIADA


NIADA Insurance Services partner Edward E Hall Auto Dealer Program announces new Workers’ Compensation Program offered nationwide.

Edward E Hall understands that Workers’ Compensation is a major cost for dealers and finding the right program is key to a Dealers’ bottom line.   We are well versed in providing competitively priced property and casualty programs to meet dealer needs.  The addition of workers comp is another example of how hard we work to offer affordable premiums for dealers from carriers that are committed to this industry niche.
To obtain a quote please call us at 1-888-302-4342, or email us at QuoteMe@edwardehall.com.

EEHall’s and NIADA Insurance Services exceptional insurance package products are available nationwide to Auto Dealers for garage liability, property, crime, inventory coverage and much more.

NIADA Health Insurance Program


A new highly competitive NIADA Health Insurance member benefit program is available to the NIADA membership!

This Health Insurance Program can help provide members, their employees, and families with comprehensive major medical insurance coverage. The program is brought to you by JLBG Health, the largest health insurance provider to Associations in the US.

Medical Coverage and Ancillary Benefits include: 
•Premium savings.
•A wide variety of choices for coverage from HSAs to PPOs for members, their employees or family.
•A shrinking deductible - a 20% deductible credit each year you do not meet your deductible.
•10% healthy member discount & preferred rates.
•Optional free Health Savings Account.
•Optional PPO or traditional health plan with extensive networks.
•Plans with a $20, $25, $30 or $40 co-pay for doctor visits.
•Wellness benefits and Prescription Drug Card.
•Worldwide coverage, 24-hours a day.
•Enhanced wellness benefits based on PPACA Guidelines effective September 23, 2010.
•Tele-Express, phone application - no paper applications to complete.
•Dental Insurance available with or without medical.
•Vision Insurance available with or without medical.
•Critical Illness coverage available that pays a cash benefit directly to you.
•Disability coverage available up to 15,000 per month benefit.

Note: Features are subject to state availability and may not apply to all physicians.
To learn more about the options available to lower your health insurance costs and maintain comprehensive coverage, visit NIADAHealthPlans.com for an INSTANT online rate or contact JLBG Health at 1-888-308-9340 for more details, physician rates, and a 15-minute phone application.